Employee Benefits-Group

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Robert  Reynolds - HMR Employment Benefits

Ph: 250-592-4614

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Rob provides comprehensive employee benefits plans, group and individual insurance to businesses as small as one owner to corporations with hundreds of employees with locations across Canada. I am an independent insurance broker, which means I can provide you with the best rates and products on the market. I am not tied to any proprietary insurance companies, and I refuse to recommend inferior products to my clients.

I can custom designed a benefit plan tailored to suit your needs, from top of the line coverage to more modest budgets and everywhere in between. If you currently have a benefits plan, I can provide a complementary, no commitment review of your coverage and rates. I can often improve your benefits plan while simultaneously reducing your premium. One of my goals is to educate my clients on how their benefit plans work, I back up all of my recommendations with facts and solid reasoning. I can explain to you exactly why your rates change as they do, furthermore, I can tell you what you can do about it.

Group Insurance
    Employee Life Insurance
    Employee Disability Insurance
    Employee Critical Illness Insurance
    Extended Health Care and Vision Care
    Dental Care
    Employee Assistance and Health & Wellness Plans

Group Savings
    Registered Pension Plans
    Group Registered Retirement Savings Plans (GRRSP)
    Deferred Profit Sharing Plans (DPSP)

Executive Compensation
    Business Buy-Sell Agreements
    Key Person Life, Disability and Critical Illness Insurance
    Deferred Compensation
    Insured Retirement Strategies
    Enhanced Levels of Benefits

I can also provide individual Life, Disability and Critical Illness Insurance. As well as our unique Home Protection Plan, which ensures your largest asset, your home, is protected in the event of a death, disability or illness.


I look forward to being of service.
www.hmrinsurance.ca